Banking / Insurance

Crossing the desert of compliance

Diverse profiles

Our customers, our missions

Like a forgotten riverbed or a silent canyon, unclaimed bank assets sometimes leave an invisible trail across the financial landscape. For banks, these situations raise legal, ethical and reputational issues.

Our services enable our institutional clients to anticipate the consequences and challenges associated with the pre-publication period defined by the December 16, 2015 revision of the Federal Banking Act.

Banks have a duty of care to investigate inactive accounts, even in the event of the holder’s disappearance or death.
Failure to comply with this principle may result in regulatory sanctions,
or even contractual liability.

Legal basis

Insufficient or passive handling of unclaimed assets represents a major reputational risk for banks. This risk can lead to a loss of trust, increased regulatory pressure and lasting damage to brand image. It is therefore in the strategic interest of banks to put in place proactive, ethical and transparent systems to identify and return these assets to their rightful claimants.

Our methodology

Why trust us?

For over 10 years, Key Findings has been helping professionals
faced with complex situations relating to unclaimed assets. We
understand your regulatory constraints, legal imperatives and confidentiality confidentiality requirements.

Clarifying transmission lines

Identifying heirs in fragmented or transnational family contexts requires specific expertise. Our teams can accurately reconstruct even the most winding chains of succession.

International scope

As water crosses geographical boundaries, our extensive network enables us to carry out searches all over the world, adapting to local civil status systems, languages and legal frameworks.

Strengthening compliance

We operate in strict compliance with regulatory requirements and banking compliance policies, with rigorous documentation and total transparency of our approach.

Preserving your reputation

Entrusting the management of these sensitive files to an external partner avoids any suspicion of inaction or negligence, and helps maintain a high level of corporate integrity.

A sober and efficient partnership

Our approach is based on discretion, rigor and confidentiality. We work closely with your teams, respecting your image, your commitments and banking secrecy.

Because we value your opinion

Their experience at our side

Christian D.

“You have shown a rare kindness, attentiveness, and efficiency that I have rarely encountered in my business.
Thank you and again bravo for the excellent work you have obtained for the rights holders.
With all my gratitude,”

lucien l.

“After a few weeks of digesting this information, I got in touch with F. today. It’s been an emotional time, but I’ve received a positive reception from him, including telling me our story. I would like to thank you again, as this would not have been possible without you and your research.”

remi k.

“Thank you again for all the heart you put into putting together the documents needed to settle this complex case.”

cyril j.

“I have also always appreciated your collaboration and your work method. Your reports have always been complete and extremely useful.”

caroline p.

“I would like to take my turn in thanking you for your handling of this highly complex dossier. I particularly appreciated your communication at every stage . ”

claude g.

“The year draws to a close with our collaboration as appreciated and efficient as ever; We continue to be ever incredibly wowed by your expertise and archaeological talents! ”